The Dos and Don’ts of Filing an Insurance Claim

Follow the Right Advice

Nobody likes to think about the possibility of getting into an accident, but it’s essential to be prepared. One fundamental way to prepare is by understanding what dos and don’ts exist when filing an insurance claim after an accident. Knowing what steps you should take can help ensure quick and accurate processing of your claim – and that you get the compensation you deserve promptly. In this blog, we’ll discuss some dos and don’ts of filing an insurance claim after an accident so that you know exactly how to proceed if something unexpected does happen.

Do: Gather Evidence

Gathering evidence should be one of your first steps after experiencing an accident. This evidence can help you prove that the accident occurred and that you were not at fault. Take pictures of the scene, collect contact information from witnesses, and write down details such as time, date, location, and what happened. You should also obtain a copy of the police report if available. The more evidence you have increases your chances of having your claim approved quickly and easily.

Don’t: Delay Filing Your Claim

It’s essential to file your insurance claim as soon as possible after an accident so that you can begin the process of getting compensation. There may be a time limit for filing claims in some cases, so check with your insurance provider and adhere to their guidelines.

Do: Stay Organized

Having your evidence organized and ready to present can help speed up the claims process. Make sure that you have copies of any relevant documents and paperwork, and keep them handy. This will help you respond quickly to any requests from your insurance provider.

Don’t: Accept a Settlement Too Quickly

It can be tempting to accept a generous settlement offer, but it’s vital to ensure that the amount is fair for the damages suffered. Review the offer carefully and speak with a lawyer if you have any questions or concerns.

Do: Keep Track of Your Claim’s Progress

Knowledge is power, so make sure you know where your claim stands throughout the process. Most insurance companies provide an online portal or customer service representative who can give you updates on the status of your claim.

Don’t: Make False Claims

Never make false claims or exaggerate the damages caused by an accident when filing an insurance claim. Doing so can result in severe consequences, including denying a claim and even potential criminal charges.

By following these dos and don’ts of filing an insurance claim after an accident, you can ensure that your claim is processed quickly and accurately – and that you get the compensation you deserve in a reasonable amount of time. Preparing for anything can help reduce stress and ensure that you are taken care of if something unexpected happens.

Do: Contact a Personal Injury Attorney

Having an attorney by your side can make the insurance claims process go much more smoothly. The team at Bashore Green Law Group can help ensure you get the compensation you deserve.

Learn more about how we can help with your claim or schedule a case review by calling 248-838-0635 or visiting our website.